Let’s say you’re only driving this car of yours for, say, a month or so. Maybe you’re just holding it for a friend or looking to resell it before long, who knows. The point is, you’re going to be driving it so… Should you bother with short term car insurance?
Yes, you should. And here’s why.
Legality
Simply put, it’s just plain not legal to drive around without car insurance. Even if this isn’t your permanent ride, you don’t want to be driving uninsured or else you’re just begging for trouble. You could be hit with some pretty substantial fines, so always play it safe and get insured whether you’re driving this car for a month or a year.
Safety
If you get into an accident, wouldn’t you rather be covered? Of course you would, so, again, don’t risk it. Sure you save a few bucks up front, but in the end, it’s just not worth it. On the off chance that you get struck, you may be looking at thousands in medical fees because you didn’t want to pay a couple hundred dollars a couple weeks ago.
Liability
If you hit someone else, you don’t want to pay for it out of pocket. Again, as is the theme of this whole article, it’s all about risk. A lot can happen in a month’s time. Nobody’s expecting to get into an accident, nobody’s expecting to have their car stolen, but it happens, and when it does, it’s better being safe than sorry.
So, in short, no matter what you’re driving and for how long, you want to make sure you’re insured, no matter what. No matter why you’re driving this car or how long you plan on holding on to it, it only takes one bad day to get into a wreck. Actually, a wreck can happen in seconds flat, and it can totally blindside you, so there’s no excuse to risk it by driving around without any insurance whatsoever. No matter what cheap short term car insurance plan that you decide to get, make sure to do enough shopping to get a good deal.
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